A Banking Center President / Commercial Lender will be responsible for directing and administering the operational and lending efforts of the branch.
Will ensure that established policies and procedures are followed and oversee provision of a full range of services to customers and prospective customers and ensures that customers are promptly and professionally served.
Oversees the training, direction, and supervision of branch staff. Monitors quotas and goals of branch transactions, loan volumes, expenses, and profitability.
Responsible for receiving, reviewing, and evaluating commercial loan requests. Makes sales calls and meets with applicants to explain credit policies and to obtain loan information and documentation.
activities as needed. Serves borrowers and prospective borrowers promptly and professionally. Provides general Bank information and cross sells services along with various other lending and managerial duties.
Required Skills : Strong interpersonal, leadership, and supervisory skills.Well organized.Ability to operate related computer applications and related business equipment.
Attention to detail.Ability to maintain an effective and efficient workflow.Required Experience : At least five years of related experience in a financial institution, with a minimum of two years of supervisory experience.
At least five years of lending experience.Commercial Lending experience required.Real estate and origination background preferred.
Education / Certification : Associate degree in business or a related field, or an equivalent combination of training and work experience.
Required Knowledge : Thorough knowledge of Bank services and products.Understanding of related legal and regulatory requirements.
Familiarity with Branch functions, policies, and procedures.Knowledge of Bank lending and collections programs, policies, and procedures.
Familiarity with property management and maintenance procedures.Understanding of financial analysis and determination of credit worthiness.MCMPRPRES